27369 Saint Vincent Lane, Ramrod Key, FL 33042
New Listing
$869,000
Property Type:
Residential
Bedrooms:
2
Baths:
2
Square Footage:
1,592
Lot Size (sq. ft.):
6,000
Status:
Active
Current Price:
$869,000
List Date:
2/19/2026
Last Modified:
2/19/2026
Description
Rare opportunity to step into instant equity in this desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, delivering elevation, durability, & upside rarely found at this price point. One of the higher filled lots in the neighborhood, the property offers long term value and peace of mind. Major capital improvements already completed: Highly coveted concrete seawall poured to the maximum allowable height with a full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), full hardie board siding (2015), metal roof (2013), impact windows (2013), Class-A rated bahama shutters, and 2025 water heater- Infrastructure that would be costly & time consuming to replicate today, further reinforced by routine tenting every 10 years (2023). Assumable flood policy at just $1,118. Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel even larger & ideal for entertaining, featuring dedicated dining space, true laundry room, + flex space that can easily convert to a 3rd/4th bedroom, additional bath, expanded suite, or Florida room. Downstairs offers substantial enclosed storage and a relaxed outdoor patio entertaining area. The home has seen only light seasonal use a few months per year. Enjoy rare privacy with two vacant canal lots across the water & 150' lot next door, while lush palms and shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining by boat, and local sandbars, this hardened waterfront asset combines structural integrity, boating infrastructure, and true upside potential in the Florida Keys lifestyle. FHA/VA OK. 2020 Cobia 237+trailer for sale
More Information MLS# 618712
Contract Information
Current Price: $869,000
Listing Date: 2026-02-19
Listing Board: Key West Association
List Price: $869,000
As is Rght to Inspct: Yes
Potential Short Sale: No
Bank Owned: No
Location Tax Legal
Street #: 27369
Street Name: Saint Vincent
Street Suffix: Lane
Key/Island: Ramrod Key
State/Province: FL
Zip Code: 33042
County: Monroe
Subdivision: Breezeswept Bch Est (27.5)
Area: 09 - Ramrod Key
General Property Description
Realtor.COM Type: Residential - Single Family
Style: Single Family
Waterfront: Yes
Control Depth: 4
Pool: No
Year Built: 1989
Lot Size: 60 X 100
Lot SqFt: 6000
Lot Sqft Source: Tax Records
Acres: 0.13
Living Apx SqFt: 1592
SqFt Source: Tax Records
Total Bedrooms: 2
Full Baths: 2
Total Baths: 2
Rentals Allowed: With Restrictions
Min Rental Days: 28
Status Change Info
Status: Active
Association Info
Mandatory Home Owners Asc: No
Voluntary Home Owners Asc: Yes
1st Right of Refusal: No
Association Fee $: 25
Assoc/Mnt Fee Per: Yearly
Dockage
Dock Length: 50
Dock: Concrete
Dock Permit: Yes
Seawall: Concrete
Building Style
Above Flood: Unknown
Financial Status
Auction: No
Bank Owned: No
Potential Short Sale: No
Standard Sale: Yes
Property Features
Fee Includes: Other
Tax Exemptions: None
Waterfront: Canal Front
Waterview: Canal View
Dockage: Boat Lift
Vehicle Storage: Carport; Attached; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage
Furnished: Furnished
Cooling: Central Air
Heating: Central
Utilities: Cable Available; FKAA; Municipal Sewer
Specialty Rooms: Other
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Exterior Features: Bar; Lanai
Construction: Frame
Shutters: Bahama
Roof: Metal Roof
Pets: Pets Allowed
Land Size: Less Than 1/4 Acre
Terms: Cash; Conventional; FHA; VA
Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: February - 19 - 2026
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