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27369 Saint Vincent Lane, Ramrod Key, FL 33042

New Listing
$869,000
Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,592 Lot Size (sq. ft.): 6,000 Status: Active
Current Price: $869,000 List Date: 2/19/2026 Last Modified: 2/19/2026

Description

Rare opportunity to step into instant equity in this desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, delivering elevation, durability, & upside rarely found at this price point. One of the higher filled lots in the neighborhood, the property offers long term value and peace of mind. Major capital improvements already completed: Highly coveted concrete seawall poured to the maximum allowable height with a full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), full hardie board siding (2015), metal roof (2013), impact windows (2013), Class-A rated bahama shutters, and 2025 water heater- Infrastructure that would be costly & time consuming to replicate today, further reinforced by routine tenting every 10 years (2023). Assumable flood policy at just $1,118. Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel even larger & ideal for entertaining, featuring dedicated dining space, true laundry room, + flex space that can easily convert to a 3rd/4th bedroom, additional bath, expanded suite, or Florida room. Downstairs offers substantial enclosed storage and a relaxed outdoor patio entertaining area. The home has seen only light seasonal use a few months per year. Enjoy rare privacy with two vacant canal lots across the water & 150' lot next door, while lush palms and shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining by boat, and local sandbars, this hardened waterfront asset combines structural integrity, boating infrastructure, and true upside potential in the Florida Keys lifestyle. FHA/VA OK. 2020 Cobia 237+trailer for sale

More Information MLS# 618712

Contract Information

Current Price: $869,000 Listing Date: 2026-02-19 Listing Board: Key West Association List Price: $869,000 As is Rght to Inspct: Yes Potential Short Sale: No Bank Owned: No

Location Tax Legal

Street #: 27369 Street Name: Saint Vincent Street Suffix: Lane Key/Island: Ramrod Key State/Province: FL Zip Code: 33042 County: Monroe Subdivision: Breezeswept Bch Est (27.5) Area: 09 - Ramrod Key

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 4 Pool: No Year Built: 1989 Lot Size: 60 X 100 Lot SqFt: 6000 Lot Sqft Source: Tax Records Acres: 0.13 Living Apx SqFt: 1592 SqFt Source: Tax Records Total Bedrooms: 2 Full Baths: 2 Total Baths: 2 Rentals Allowed: With Restrictions Min Rental Days: 28

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No Association Fee $: 25 Assoc/Mnt Fee Per: Yearly

Dockage

Dock Length: 50 Dock: Concrete Dock Permit: Yes Seawall: Concrete

Building Style

Above Flood: Unknown

Financial Status

Auction: No Bank Owned: No Potential Short Sale: No Standard Sale: Yes

Property Features

Fee Includes: Other Tax Exemptions: None Waterfront: Canal Front Waterview: Canal View Dockage: Boat Lift Vehicle Storage: Carport; Attached; Covered Parking; Off Street Parking; RV Parking Open; Trailer Storage Furnished: Furnished Cooling: Central Air Heating: Central Utilities: Cable Available; FKAA; Municipal Sewer Specialty Rooms: Other Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer Exterior Features: Bar; Lanai Construction: Frame Shutters: Bahama Roof: Metal Roof Pets: Pets Allowed Land Size: Less Than 1/4 Acre Terms: Cash; Conventional; FHA; VA Title: Negotiable
Listing Office: LoKation Real Estate
Last Updated: February - 19 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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