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20 Center Lane, Key Largo, FL 33037

New Listing
$2,785,000
Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,018 Lot Size (sq. ft.): 5,775 Status: Active
Current Price: $2,785,000 List Date: 10/20/2026 Last Modified: 10/20/2026

Description

Experience waterfront luxury in Key Largo's Stillwater enclave. This turnkey smart home offers 4 bedrooms, 3 full baths and 1 half bath, complemented by a heated in-ground pool and elevator. Built in 2015 and reimagined in 2021, the residence embodies sophisticated island living. A 55-ft finished dock with direct Blackwater Sound access, an 18,000 lb boat lift and 2 jet ski docks creates an exceptional setting for boating. The paved ground level invites entertaining with a half bath, DC motor fans, ice maker and built-in sound system. Soaring ceilings, floor-to-ceiling impact sliding doors, tinted windows and motorized canal-facing shades enhance the main living level. The open gourmet kitchen features quartzite/marble countertops, stainless steel appliances, designer lighting and a dry bar with wine cooler. A 2nd-floor primary suite, 2 additional bedrooms, 2 full baths and washer/dryer provide comfort and convenience. Occupying the entire 3rd floor, a second primary suite offers a spa-inspired bath, oversized walk-in closet and a private retreat. Expansive balconies on each living floor frame waterfront views, while a rooftop deck sets the scene for sunset dining. Additional features include 2-zone A/C and exterior insect-defense blue lights. Current insurance is $7,000 annually. Located at MM 105, approximately one hour from Miami. Available fully furnished.

More Information MLS# 621707

Contract Information

Current Price: $2,785,000 Listing Date: 2026-10-15 Listing Board: Florida Keys List Price: $2,785,000

Location Tax Legal

Street #: 20 Street Name: Center Street Suffix: Lane Key/Island: Key Largo State/Province: FL Zip Code: 33037 County: Monroe Subdivision: Stillwright Pt (105.5) Area: 27 - Key Largo MM 97-107

General Property Description

Realtor.COM Type: Residential - Single Family Style: Single Family Waterfront: Yes Control Depth: 5 Pool: Yes Year Built: 2015 Lot Size: X Lot SqFt: 5775 Acres: 0.13 Living Apx SqFt: 3018 SqFt Source: Tax Records Total Bedrooms: 4 Full Baths: 3 Half Baths: 1 Total Baths: 4 Rentals Allowed: With Restrictions

Status Change Info

Status: Active

Association Info

Mandatory Home Owners Asc: No 1st Right of Refusal: No

Dockage

Dock Length: 55 Dock: Composite Seawall: Concrete

Building Style

Above Flood: Unknown Stories: 3 Stories

Vehicle Storage

Car(s): 2

Pool Info

Heated: Yes

Financial Status

Standard Sale: Yes

Property Features

Fee Includes: None Tax Exemptions: None Waterfront: Canal Front; Oceanfront Waterview: Bay/Gulf View Dockage: Assigned Dock; Boat Lift Property Condition: Updated/Remodeled Vehicle Storage: Carport; Covered Parking; Guest Parking; Off Street Parking Furnished: Furnished; Negotiable Cooling: Ceiling Fans(s); Central Air Heating: Central; Forced Air Utilities: Cable Available; FKAA; Municipal Sewer; Water Separate Meter Interior Features: Built-in Cabinets; Elevator; Quartz Countertops; Split Bedroom; Walk-in Closet(s) Pre-Wired: Surround Sound Specialty Rooms: Laundry Room Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer Exterior Features: Fencing; Lighting; Outdoor Kitchen Accessibility Feat: Accessible Elevator Installed Pool Info: In Ground Construction: CBS Floor: Marble; Tile Roof: Concrete Roof Pets: Pets Allowed Neighborhood Feature: Beach; Community Boat Ramp Security: Patrolled Area Land Size: Less Than 1/4 Acre Terms: Cash; Conventional

Room Information

Bedroom 1 Level: Main Bedroom 2 Level: Second Bedroom 3 Bedroom 4 Full Bathroom
Listing Office: Keller Williams Capital Realty - Coral Gables
Last Updated: October - 20 - 2026
The data relating to real estate for sale on this web site comes in part from the Florida Keys MLS, Inc. Information provided is deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. The information being provided is for consumers’ personal, non-commeral use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IDX data is deemed reliable but is not guaranteed accurate by the MLS.

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